The Pension Planner is published four times each year as a service to participants in the New York State Nurses Association Pension Plan. The information in this newsletter is not intended to be complete plan information, and is not a substitute for the Summary Plan Description. Please address questions regarding this newsletter to email@example.com. For Your Retirement Benefit is an annual publication that summarizes the health insurance alternatives available to retired participants. The newsletter outlines such options as Medicare, Medigap, Medicare HMOs, and COBRA. Click on the newsletter images below to view the most recent issue of The Pension Planner or For Your Retirement Benefit.