If you're married, you'll automatically receive a reduced pension benefit for the rest of your life. When you die, your spouse will receive 50% or 75% (as selected at retirement) of your reduced pension payment for the rest of his or her life. You can waive this form of payment (with your spouse's written consent) and choose one of the other forms of payment.

Lifetime benefit available at age 65 for vested participants.

Eligible to receive a pension benefit.