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Benefit

In-Network

Out-of-Network Plans

   

96 1A(2)
96 1B(3)

97 1A(2)
97 1B(3)

97 2A(2)
97 2B(3)
Yearly deductible

None

$25 per person
$75 per family

$50 per person
$150 per family

Maximum yearly benefit

$1,200

$1,200

Orthodontia maximum

$1,000 per course of treatment separated by 2 years

$1,000 per course of treatment separated by 2 years*

Diagnostic and preventive services

No cost

Paid at 80% of usual and prevailing fee*

Basic restorative services, endodontics, periodontics, maintenance of prosthodontics, and oral surgery

Paid at 80% of fee schedule

Paid at 80% of usual and prevailing fee*

Major restorative services, installation of prosthodontics, and orthodontics

Paid at 50% of fee schedule

Paid at 50% of usual and prevailing fee*

* After participant or dependent meets deductible
(2) Reimbursed at 90th percentile of HIAA          (3) Reimbursed at 70th percentile of HIAA

 

 

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