| |
Benefit |
In-Network |
Out-of-Network
Plans |
| |
|
96 1A(2)
96 1B(3) |
97 1A(2)
97 1B(3) |
97 2A(2)
97 2B(3) |
|
Yearly deductible |
None |
$25 per person
$75 per family |
$50 per person
$150 per family |
|
Maximum yearly
benefit |
$1,200 |
$1,200 |
|
Orthodontia
maximum |
$1,000 per course of treatment separated by
2 years |
$1,000 per course of treatment separated by
2 years* |
|
Diagnostic and
preventive services |
No cost |
Paid at 80% of usual and prevailing fee* |
|
Basic restorative
services, endodontics, periodontics, maintenance of prosthodontics, and
oral surgery |
Paid at 80% of fee schedule |
Paid at 80% of usual and prevailing fee* |
|
Major restorative
services, installation of prosthodontics, and orthodontics |
Paid at 50% of fee schedule |
Paid at 50% of usual and prevailing fee* |
* After participant or
dependent meets deductible
(2) Reimbursed at 90th percentile of HIAA
(3) Reimbursed at 70th percentile of HIAA |